I'm Matt Pruitt. My office is in Fort Worth, near the Near Southside and the TCU area, and I do home loans across DFW. Purchase, refinance, cash-out, and the files that don't fit the box. Below is the loan part, plus a short local guide, because buying a house is also buying the neighborhood around it.
Fairmount, Ryan Place, Mistletoe Heights, Arlington Heights. Plenty of these houses are more than a hundred years old, which is the charm and also the inspection report. Get it scheduled early, send me anything it flags about the roof, the foundation, or the big systems, and we'll talk about what the appraisal and the loan need to see.
When a seller has more than one offer, they want the one that closes. Get pre-approved before you shop, not after you find the house. Tell me before you write an offer and I'll make sure the letter matches the price. A strong letter won't fix a lowball, but it helps.
Buying new around Alliance or out west near Walsh? Builders often have a preferred lender. You're allowed to compare. Get pre-approved early, tell me the estimated completion date so the approval doesn't go stale, and bring me any builder incentive, like a temporary buydown, so we can look at it side by side.
Already own here? If a new loan changes your payment or your term in a way that's worth it, we'll talk. If you want to pull equity out for a roof, a kitchen, or whatever's next, we'll look at what it costs you, not just what you get. If it doesn't pencil out, I'll say so.
Fort Worth is big, and every part of it buys a little differently. A few I get asked about:
My office is here. Fairmount is a National Register historic district roughly bounded by Magnolia Avenue, Hemphill Street, Eighth Avenue, and Jessamine Street, mostly bungalows and foursquares from the early 1900s. Magnolia is the main street for food and coffee. Older house, older systems, so inspect early. The Near Southside is also the city's Medical District, so if you're a doctor, dentist, or nurse buying near the hospitals, look at physician loans.
Elizabeth Boulevard in Ryan Place became the city's first local historic district in 1980. Mistletoe Heights has been a city historic district since 2002. Both come with design guidelines, so if the plan includes new windows or a bigger porch, read them before you budget.
Camp Bowie Boulevard is named for the World War I training camp that was out here from 1917 to 1919. The red brick on the street went down in the late 1920s. The neighborhoods around it put you close to the Cultural District and a Kincaid's burger, in either order.
TCU moved to Fort Worth after a 1910 fire at its Waco campus, and the neighborhoods grew up around it. Tanglewood, to the southwest, was developed in the mid-1950s with winding streets and mostly ranch-style houses. Different decade, different inspection checklist.
AllianceTexas is Hillwood's 27,000-acre development built around Perot Field Fort Worth Alliance Airport, which opened in 1989. If you're shopping new homes up north, bring me the builder's numbers before you sign anything.
Walsh is a 7,200-acre master-planned community on the far west side. It's inside Fort Worth city limits, and its schools are Aledo ISD. Fort Worth address, Aledo schools, and close to my house in Aledo, so I know the drive. Fort Worth itself is split among several school districts, Fort Worth ISD among them, so check the district for the exact address.
The Fort Worth Herd drives Texas Longhorns down East Exchange Avenue at 11:30 a.m. and 4 p.m., which they bill as the world's only twice-daily cattle drive. Billy Bob's Texas calls itself the world's largest honky-tonk. Cowtown Coliseum runs a rodeo year-round. Out-of-town guests will want to go. Let them.
The Kimbell's collection is always free, and so is the Amon Carter. The Modern is free on Fridays. That's world-class art for the price of parking, and the parking is free too.
Sundance Square is the center of downtown. Bass Performance Hall opened there in 1998, and you can't miss the two 48-foot limestone angels on the front.
The Fort Worth Stock Show and Rodeo goes back to 1896. It runs every January into February, with livestock at Will Rogers Memorial Center and the rodeo at Dickies Arena since 2020. The 2027 run is January 15 to February 6.
The Fort Worth Botanic Garden dates to 1934, and its Japanese Garden opened in 1973. The Fort Worth Zoo started in 1909. Trinity Park runs along the river with trailheads and a duck pond.
Not a ranking. Just places that have been feeding Fort Worth for a long time, and a few newer ones people already plan their week around.
Alliance up north and Walsh out west, which runs into Parker County, both have new homes going in. New construction means a builder, a completion date, and usually an incentive tied to their lender, often a 2-1 buydown. Some newer communities also carry a PID or MUD assessment on top of regular property taxes. That's part of your payment, so we count it up front.
Texas A&M-Fort Worth opened its first academic building downtown, the Law and Education Building, in August 2026, and has broken ground on the next phase. North of downtown, the long-running Panther Island flood control project has its North Bypass Channel contract awarded, with construction scheduled to start in 2027.
One more thing about new construction: the first tax bill on a brand-new house can reflect mostly the lot, and the next one catches up. I'll estimate taxes on the finished house so the payment doesn't surprise you in year two.
In 1849, Major Ripley Arnold and a company of U.S. Army dragoons set up a post on a bluff above the Trinity River and named it for General William Jenkins Worth. The Army left in 1853 and the settlers stayed. Fort Worth sat on the Chisholm Trail, and the cowboys passing through helped make a rough part of downtown famous as Hell's Half Acre. The railroad arrived in 1876, the Swift and Armour packing plants opened in 1902, and the Stockyards made it Cowtown for good. TCU arrived in 1910. The cattle still walk down Exchange Avenue twice a day, now mostly for the photos. The long version is in the Handbook of Texas.
The office is at 1800 W Bowie St, Suite 200F, Fort Worth, TX 76110, near the Near Southside and the TCU area. I live in Aledo, so Fort Worth is where I go to work. I do loans across Dallas-Fort Worth. Meetings are by appointment, and most of this happens by phone and email anyway.
The loans are through True North Home Loans, a division of American Pacific Mortgage Corporation. Pruitt Approved is my name on the work, not a separate company.
Send the short form, call, or email. Tell me the neighborhood or ZIP, whether it's a purchase or a refinance, and roughly the price. I'll tell you what I need next.
Phone: 817-873-6288
Email: [email protected]
1800 W Bowie St, Suite 200F, Fort Worth, TX 76110, near the Near Southside and the TCU area. Meetings are by appointment, and most of this happens by phone and email anyway.
Get the inspection done early and send me the report if it flags anything big, like the roof, the foundation, or a major system. Some repairs matter to the appraisal or the loan, and it's better to find out now than the week before closing. If the house is in a historic district, read the city's guidelines before you budget for exterior changes.
Get pre-approved before you shop, so the letter is backed by a file I've actually looked at. When you're ready to write an offer, tell me the price and I'll make sure the letter matches. I can't make the seller pick you, but we can keep the financing from being the weak spot.
You're allowed to shop. The builder may offer an incentive to use their lender, so bring me those numbers and we'll put them side by side with mine. Ask whether the community has a PID or MUD assessment too, because that goes into the payment. Then you pick.
Send the short form at pruittapproved.com/apply, call 817-873-6288, or email [email protected]. Tell me the neighborhood or ZIP, whether it's a purchase or a refinance, and a rough price.
General information only, not a commitment to lend.
More answers on the FAQ page. Out west of town? See Aledo home loans or Parker County home loans. Or head back home.