I originate home loans under the name Pruitt Approved. Purchase and refinance. I office in Fort Worth, live in Aledo, and work with people across Dallas–Fort Worth.
If you are buying in DFW, we start with the price range, the property, and which loan you can actually use. Conventional, FHA, VA, jumbo, construction, and investment property are all loans I originate, including for self-employed income. Medical professionals can look at doctor loans, too.
If you already own the house, the question is whether a new loan changes the payment, the term, or the cash you need. I will tell you if it does not pencil out.
Non-QM
Private and commercial
A 2-1 buydown can make the first couple of years cheaper. Here's how it works, who pays, and when it's worth it. Yes, even on select jumbo loans.
Bank statement, DSCR (in an LLC, too), asset depletion, ITIN, foreign national, and more. For the files that don't fit the box.
For physicians, dentists, pharmacists, vets, podiatrists, CRNAs, and nurse practitioners. No mortgage insurance, student loan relief, more cash left in your pocket, and loans up to $2 million. Subject to qualification.
Self-employed? Qualify on 12 or 24 months of bank statements, 1099s, or a P&L instead of tax returns. Loans up to $3.5 million.
Investment property loans that qualify on the rent. Close in an LLC, short-term rentals eligible. Business-purpose loans for rentals only.
Above the conforming limit in Fort Worth and DFW, for primary homes, second homes, and rentals, with super jumbo up to $5 million.
How long you typically wait for FHA, VA, and conventional loans, and non-QM options that can work sooner.
Retired or living on investments? Qualify on your savings instead of a paycheck.
The office is in Fort Worth at 1800 W Bowie St, Suite 200F, Fort Worth, TX 76110. I live in Aledo. Most of the files I handle are in the Dallas–Fort Worth area.
Based in Fort Worth, lending across DFW and the rest of Texas. I'm also licensed in Oklahoma, California, Colorado, Montana, Florida and Georgia, and I can help in all the other states too. If I can't do your deal, I'll say so and get you to someone who can.
Areas I serve close to home: Fort Worth, Aledo, and Parker County.
The loans are through True North Home Loans, a division of American Pacific Mortgage Corporation. Pruitt Approved is my name on the work, not a separate company. More about me.
Call, email, or send the short form. Say whether this is a purchase or a refinance, and name the city the property is in. I will tell you what I need next.
Phone: 817-873-6288
Email: [email protected]
Don't take my word for it. Read what clients said.
“Had some bumps along the way, and they worked hard to get everything squared away and set up to close on a tight deadline. Couldn't recommend more.”
“This team is the best of the best. I worked with Mike and Matt and our situation was a little out of the ordinary and they absolutely knocked it out of the park but also we closed in 3 weeks who does that!”
“Even as our financial situation has become more complex with business ownership and other streams of non standard income he made the process very easy.”
“As a business owner it can be more difficult to get a mortgage at times, however Matt and his team were on top of the situation from the get go.”
“I had a complex home buying situation but Matt immediately sorted through the mess and gave me multiple options that got me in the home I wanted.”
“He is a great sounding board and goes above and beyond to make sure we understand everything and feel comfortable at the closing table.”
“Matt managed to turn around my new mortgage loan in record time—less than two weeks! His efficiency and expertise were truly impressive.”
“Amazing communication, quick to answer questions, and even though I work in the real estate world, I still felt taken care of every single step along the way!”
“Matt went above and beyond. My life situation was full of chaos.”
“It was a long process for the build of our new house, but he was there to give advice every step of the way.”